Card Accounts

Security Tips for using Contactless payment

What is a contactless payment?

Contactless payment is payment method using a debit, credit and prepaid cards through POS machines and ATMs provided the NFC near-field communication technology that powers contactless payments through a type of radio frequency identification (called RFID) and it doesn't require any physical contact between the customer's card and the POS or ATMs. NFC transactions take place over a specific radio frequency that enables the card to communicate with the payment reader when they're close together (usually 10 centimeters or less).

What is a contactless payment service?

Contactless payment service is payment method using a debit, credit , prepaid cards through POS machines and ATMs provided with NFC technology which stands for near-field communication it’s the technology that powers contactless payments through a type of radio frequency identification (called RFID) and it doesn’t require any physical contact between the customer’s card and the POS or the ATM. NFC transactions take place over a specific radio frequency that enables the card to communicate with the payment reader when they’re close together (usually 10 centimeters or less).

What are the cards that provided with NFC technology?

  1. Cairo Amman Band standard debit MasterCard
  2. Cairo Amman Bank World, World elite and World for Business credit cards MasterCard
  3. Cairo Amman Bank Prepaid cards, University prepaid smart card MasterCard
  4. LINC cards
  5. Mahfazati Cards

What are the accepted payments using NFC technology?

  1. Using Contactless payment service on POS:
    • 55 JOD or less ( or equivalent in other currencies) maximum amount per transaction with no pin code required
    • Above 55 JOD (or equivalent in other currencies) per transaction pin code required.
    • 150 JOD (or equivalent in other currencies) maximum total contactless payments per day) without pin)
  2. Using Contactless payment service on ATMs:
    • Pin code required for all transactions/amounts.

General Security tips when handling Card’s PIN:

  • Don’t share your PIN with anyone and keep it private at all times. We’ll never ask you to send us your PIN via email, SMS, or even in person
  • Memorize your PIN and never write it on your card or place it in your wallet
  • Shield the keypad from view whenever you enter your PIN on the POS machines.
  • If you believe someone has stolen your PIN, Stop your card instantly.
  • If you receive a message with a transaction that you didn’t make, stop your cards immediately through CAB mobile banking or calling CAB contact center
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