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Offering you benefits and
competitive rates for your
life’s biggest investment

Real Estate Loan

Whether you are looking to buy an apartment, building your forever home, or purchasing land, you can now do so with our real-estate flexible rates, fast procedures, and convenient loans. 

  • Competitive interest rate
  • Financing ceiling to meet your needs
  • Financing of up to 100% of the estimated property value
  • A repayment period of up to 30 years
  • Private credit fund at a 1% annual fee for the first year only
  • Ability to purchase loans from other banks
  • Private sector employees, contractors, foreigners, and expatriates are eligible
  • A grace period of up to 3 months, the interest on which can be paid from the client’s own sources on a monthly basis, or can be added to the monthly balance and paid in installments
  • Valid national ID (civil status) card, or passport for foreign nationals
  • Salary certificate
  • Bank statement
  • Social security statement
  • Property deed, site plan, building permit, copy of registration deed, initial sales contract, commercial register, valid trade license, union membership ID card
  • Exemption from loan grant commission of 1% for the first year.
  • Exemption from mortgage fees up to 1,500 JODs.
  • Exemption from registration fees up to 1,000 JODs.
  • Exemption from appraisal fees upon loan granting.
  • Exemption from life insurance fees.
  • Exemption from real estate insurance fees.

Real Estate Loan Offer (Temporary Offer)

  • Competitive interest rate
  • Finance ceiling to meet your needs
  • Financing for up to 130% of the estimated value of the real estate, for the express purpose of upgrades or property improvements
  • A repayment period of up to 30 years
  • Cashback of 3% of the loan amount, up to 1,000 JOD
  • Pre-approved credit card, free from issuing fees for the first year only
  • Ability to purchase loans and debt obligations from other banks
  • Private sector employees, contractors, foreigners, and expatriates are eligible
  • Valid national ID (civil status) card, or passport for foreign nationals
  • Salary certificate
  • Bank statement
  • Social security statement
  • Property deed, site plan, building permit, copy of registration deed, initial sales contract, commercial register, valid trade license, union membership ID card
  • Exemption from the 1% granting fees for the first year
  • Exemption from mortgage fees for up to 1,500 JODs
  • Exemption from registration fees for up to 1,000 JODs
  • Exemption from appraisal fees upon loan granting
  • Exemption from life insurance fees
  • Exemption from real estate insurance fees

* Subject to the bank’s terms and conditions.

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